Lately, I've been getting used to other hoops, like the types one needs to jump through to get mortgage approval these days. The mortgage broker says, "jump," and I ask, "how high?" It's particularly frustrating to provide the mountains of documents we need to secure this loan and then get a call (late in the day when every place is closing or I'm on my way to work) asking to send along what we've already sent.
Apparently, the fellow processing our loan needs an assistant to point to the document he wants and already has right in front of him, or, he is in need of new glasses. I can't decide which.
For instance, he wants the telephone number of the buyer's (that's us) real estate agent. I know he has it, because I faxed it to him. It's listed on the face sheet. In addition, it appears the the upper right edge of one (out of several) of my paycheck stubs didn't come through clearly--could I fax it again? Hello? My husband faxed it and then sent a clear hard copy, so I know he has both. He told us that he got the overnighted package with the hard copies just last week. Yesterday, he asked for written proof that one of my loans was in good standing. Didn't he do a credit check? One would think that he could find all the proof he needs right there. But no. I had to call that bank, stay on hold for exactly 17 minutes waiting to talk to their loan department so I could get faxed proof from them. When I told the loan associate what I needed, she offered me a mortgage. It's so tempting.
While our current mortgage processor picks apart our application and supporting documents, time is a ticking. We have 13 days to close on this house, and 21 days total to vacate these premises.
The dude is driving me nuts, and I don't think he realizes what a short trip that is.